These days we often use on-demand delivery app services. For the most part all goes well and, sometimes, maybe a small problem here and there. However, did we ever stop to think about what would happen if our items are lost or damaged during deliveries? You will be surprised to learn that the insurance provided by these companies are vastly different, with some not providing any insurance at all.
The table below summarizes the insurance provided by each on-demand delivery app company. Grab has the highest coverage for motorcycle deliveries and Transportify has the highest coverage for 4-wheels and trucks. Everyone else’s insurance lags far behind.
|Grab Express||₱5,000 - ₱10,000 with some items excluded. You may view the details in this link to Grab Express’ Insurance Coverage in its website.|
|Lalamove||Up to ₱2,000, however, this is not stated in any publicly available document. You will have to bring this up with the CS agent. Some of their CS will deny that they have insurance while some mention the P2,000. Let’s give them the benefit of the doubt.|
|Transportify||₱8,000 - ₱35,000, depending on which vehicle or truck you choose to book. You may view the details in this link to Transportify’s Terms and Conditions|
|MrSpeedy||Insurance with MrSpeedy is more interesting because it’s not free, you have to pay for it in the amount of 4% of the value of the declared goods with a maximum of ₱10,000. The amount can be declared in the “Order Indemnity” section of the MrSpeedy app.|
|Happy Move||No Insurance.|
|JoyRide||Up to ₱2,000, however, this is not stated in any publicly available warranty policy. This information is from a press release by Joyride.|
|Move It||No Insurance.|